Credflow started in 2020 with a mission of making SMEs cash rich by reducing their working capital stuck in long receivable cycles. With its full stack cash flow management solution, Credflow has been helping SMEs manage their finances better, drive smarter business decisions and accelerate growth. Credflow’s founder, Kunal Agarwal, is a second-time entrepreneur who is passionate about helping Indian small businesses. He is an engineer from IIT Delhi and comes from a small business family himself.

In our second episode of the series, #InTheSpotlight, Kunal Aggarwal shares insights into the Credflow journey of enabling SMEs unlock working capital, manage finances better and accelerate growth.

00:00 – 04:41 : Story behind Credflow’s founding

04:41 – 06:21 : A lot fintech companies focus on enterprise, what made you choose the SMB segment?

06:21 – 10:41 : How does your product help small businesses maintain their working capital?

10:41 – 12:50 : What does it mean to have 20% of India’s GST businesses on the Credflow platform?

12:50 – 16:17 : What factors have led to Credflow’s 17X growth?

16:17 – 19:22 : How do you measure the impact of the business?

19:22 – 22:55 : How is your customer interacting with Credflow and what is he/she gaining?

22:56 – 27:29 : Credflow’s business model

27: 29 – 29:37 : What are the next few milestones for Credflow?